We are a fiduciary company based in Bulle , serving SMEs, the self-employed and private individuals based mainly in French-speaking Switzerland. ACCOUNTING Financial accounting | cost accounting | cost pricing | closing | payroll management | social security accounting | VAT accounting | debtor and creditor management | payment management COMPANY CONSULTANCY Advice in various areas, such as: company formation/foundation | choice of legal entity | strategy | business management | personnel management | organisation | management control | accounting systems | insurance | social security cover | company valuation | company succession | management/accounting software TAXATION Preparation of tax returns for legal entities (companies) and individuals (private individuals and the self-employed) | Tax advice (including VAT) AUDIT Audits, whether required by law or voluntary, we are active in both annual reviews and special audits tailored to your specific needs. These services are provided by our sister company GF Audit SA. OTHER Administrative and financial consulting | project monitoring | administrative, financial and related IT restructuring | advice and assistance with bookkeeping on your own accounting software | budgeting | business plan | cash flow plan

AvantGarde Investment Solutions & Consulting is a Swiss company specializing in tailored financial support. Led by Steve Léchaire, a financial expert with over 20 years of experience in prestigious institutions such as UBS, the firm delivers an innovative approach to wealth management, financing, and investment strategy. Customized Financial Services Investment Advisory AvantGarde offers diversified investment strategies, including both traditional and alternative assets such as rum, whisky, balsamic vinegar, green investments, and maritime transport. The goal: high returns through innovative asset classes. Mortgage Financing Comprehensive support to secure the best mortgage conditions, adapted to your financial profile and long-term property goals. Pension and Retirement Planning A complete analysis of your current financial situation with personalized solutions to secure your future income and protect your wealth. Financial Coaching One-on-one coaching to help you regain control of your finances, improve your budgeting, and achieve your financial goals step by step. Our Core Values • Innovation – Cutting-edge and alternative investment opportunities. • Expertise – Over two decades of proven experience in financial consulting. • Transparency – Clear and honest communication every step of the way. • Personalization – Tailored services to meet each client’s unique needs. • Reliability – A professional structure you can fully trust. Why Choose AvantGarde? Choosing AvantGarde means partnering with a team dedicated to smart financial management, high performance, and long-term results. Whether you're building, protecting, or growing your wealth, AvantGarde offers personalized guidance every step of the way. Contact Get in touch today for a tailored consultation and discover how AvantGarde Investment can redefine your financial journey with confidence and clarity. Our activities concern, among others, the residents of French-speaking Switzerland, and we are happy to travel to the following municipalities, for example: Vaud: Lausanne, Morges, Nyon, Yverdon-les-Bains, Renens, Pully, Prilly, Ecublens, Crissier, Bussigny, Lutry, Vevey, Montreux, Aigle, Rolle, Orbe, Cossonay, Le Mont-sur-Lausanne, Saint-Prex, Chavannes-près-Renens Geneva: Geneva, Carouge, Lancy, Meyrin, Vernier, Onex, Thônex, Versoix, Plan-les-Ouates, Chêne-Bougeries Fribourg: Fribourg, Bulle, Marly, Villars-sur-Glâne, Givisiez, Romont, Estavayer, Düdingen (Guin), Morat (Murten) Neuchâtel: Neuchâtel, La Chaux-de-Fonds, Le Locle, Val-de-Ruz, Val-de-Travers, Colombier Jura: Delémont, Porrentruy, Saignelégier, Bassecourt, Courroux Valais: Sion, Sierre, Monthey, Martigny, Fully, Saxon, Conthey, Nendaz, Vétroz, St-Maurice

We are an independent insurance and finance brokerage company. Our activity is deployed in French-speaking Switzerland and mainly in the canton of Fribourg. Since 2001, we have been providing our customers with advice on insurance management and financial solutions. The personalized insurance coverage that we offer is adapted to companies, administrations and private individuals. BG Assurances relies on the quality of its network by collaborating with the main insurance companies and financial institutions. We position ourselves as a neutral intermediary to guarantee your interests. We compare the best premium/benefit ratios and you choose the solution that suits you, based on our recommendations. Thanks to our long experience, we are convinced that your satisfaction comes from a local service and a foolproof understanding of your needs. Meeting your expectations is what drives us to surpass ourselves.

Rien à redire. Tout s'est très bien passé et de manière très professionnel. Sans Padea, nous aurions jamais trouvé une offre si intéressante. Merci pour virée travail

Je recommande leur expertise, leur professionnalisme !