The gateway for all your requests Do you have a question about your insurance contract, something to report or need information? Our Customer Services are your first point of contact: www.groupemutuel.ch/contactus Call us or write to us and we will get back to you as soon as possible. Our Customer Services are available Monday to Friday, from 8.00 to 12.00 and from 13.00 to 17.30: Hotline 0848 803 111 l Email clients@groupemutuel.ch One address for your medical invoices (original documents) and correspondence: Groupe Mutuel, Rue des Cèdres 5, 1919 Martigny prestations@groupemutuel.ch In close to 40 agencies and six service centres throughout Switzerland, our staff will be happy to advise you. Opening hours : from 8.00 to 12.00 and from 13.30 to 17.00 (incl. on the eve of public holidays) Make your life easier thanks to your Customer Area • Scan and send your invoices instantly • View your documents and refunds • Modify your contracts and personal details Download the application from your App Store Do you have any questions about the Customer Area? • Your most frequently asked questions about the Customer Area - Groupe Mutuel • Call our hotline on 058 758 71 71 (Monday to Friday, from 8.00 to 18.00) • Write to us at customer.area@groupemutuel.ch

The gateway for all your requests Do you have a question about your insurance contract, something to report or need information? Our Customer Services are your first point of contact: www.groupemutuel.ch/contactus Call us or write to us and we will get back to you as soon as possible. Our Customer Services are available Monday to Friday, from 8.00 to 12.00 and from 13.00 to 17.30: Hotline 0848 803 111 l Email clients@groupemutuel.ch One address for your medical invoices (original documents) and correspondence: Groupe Mutuel, Rue des Cèdres 5, 1919 Martigny prestations@groupemutuel.ch In close to 40 agencies and six service centres throughout Switzerland, our staff will be happy to advise you. Opening hours : from 8.00 to 12.00 and from 13.30 to 17.00 (incl. on the eve of public holidays) Make your life easier thanks to your Customer Area • Scan and send your invoices instantly • View your documents and refunds • Modify your contracts and personal details Download the application from your App Store Do you have any questions about the Customer Area? • Your most frequently asked questions about the Customer Area - Groupe Mutuel • Call our hotline on 058 758 71 71 (Monday to Friday, from 8.00 to 18.00) • Write to us at customer.area@groupemutuel.ch

Banque Cramer & Cie SA is a Swiss bank headquartered in Geneva, with full-service branches in Lugano and Zurich, and a representative office in Dubai. We are dedicated to providing tailored Private Banking and Wealth Management services to our select clientele. Banque Cramer retains the essence of a family-run establishment. Our human-scale structure allows us to serve our clients with exceptional care and responsiveness. We support our clients by offering various financing solutions, including Lombard loans, Swiss mortgages, and structured financing. Banque Cramer & Cie SA est une banque suisse, dont le siège est à Genève, avec des succursales offrant une gamme complète de services à Lugano et Zurich, ainsi qu’un bureau de représentation à Dubaï. Nous nous engageons à offrir des services de banque privée et de gestion de fortune sur mesure à une clientèle exclusive. Banque Cramer conserve l’esprit d’un établissement familial. Notre taille humaine et notre structure nous permettent d’apporter à nos clients une attention particulière et une réactivité optimale. Nous accompagnons nos clients en leur proposant diverses solutions de financement, notamment les prêts lombards, les hypothèques en Suisse et les financements structurés. Banque Cramer & Cie SA es un banco suizo con sede en Ginebra, con sucursales que ofrecen una gama completa de servicios en Lugano y Zúrich, y una oficina de representación en Dubái. Nos comprometemos a brindar servicios personalizados de banca privada y gestión patrimonial a una clientela exclusiva. Banque Cramer mantiene el espíritu de un establecimiento familiar. Nuestra estructura a escala humana nos permite ofrecer a nuestros clientes una atención excepcional y una gran capacidad de respuesta. Apoyamos a nuestros clientes con diversas soluciones de financiación, incluidas las líneas de crédito lombardo, las hipotecas en Suiza y la financiación estructurada. La Banque Cramer & Cie SA è una banca svizzera con sede a Ginevra, filiali che offrono una gamma completa di servizi a Lugano e Zurigo e un ufficio di rappresentanza a Dubai. Ci impegniamo a fornire ai nostri clienti servizi su misura di private banking e gestione patrimoniale. Banque Cramer conserva ancora le caratteristiche di un’impresa a conduzione familiare. La nostra struttura a misura d’uomo ci consente di offrire ai clienti un servizio attento e altamente reattivo. Supportiamo i nostri clienti offrendo diverse soluzioni di finanziamento, tra cui crediti lombardi, ipoteche in Svizzera e finanziamenti strutturati.

Piguet Galland, the private bank in French-speaking Switzerland which is 99.7% owned by Banque Cantonale Vaudoise (BCV), positions as the "family doctor" of its clients' assets by accompanying them in the realisation of their life projects. Each client is unique, as is each project. That’s why the Bank makes available three fields of expertise for its clients, covering all the essential factors which determine the achievement of their objectives: Investments, Wealth Management Solutions and Loans. Deeply rooted in French-speaking Switzerland, dedicated to local clients, Piguet Galland has offices in Geneva, La-Chaux-de-Fonds, Lausanne, Neuchâtel, Nyon and Yverdon-les-Bains.

Piguet Galland, the private bank in French-speaking Switzerland which is 99.7% owned by Banque Cantonale Vaudoise (BCV), positions as the "family doctor" of its clients' assets by accompanying them in the realisation of their life projects. Each client is unique, as is each project. That’s why the Bank makes available three fields of expertise for its clients, covering all the essential factors which determine the achievement of their objectives: Investments, Wealth Management Solutions and Loans. Deeply rooted in French-speaking Switzerland, dedicated to local clients, Piguet Galland has offices in Geneva, La-Chaux-de-Fonds, Lausanne, Neuchâtel, Nyon and Yverdon-les-Bains.

Piguet Galland, the private bank in French-speaking Switzerland which is 99.7% owned by Banque Cantonale Vaudoise (BCV), positions as the "family doctor" of its clients' assets by accompanying them in the realisation of their life projects. Each client is unique, as is each project. That’s why the Bank makes available three fields of expertise for its clients, covering all the essential factors which determine the achievement of their objectives: Investments, Wealth Management Solutions and Loans. Deeply rooted in French-speaking Switzerland, dedicated to local clients, Piguet Galland has offices in Geneva, La-Chaux-de-Fonds, Lausanne, Neuchâtel, Nyon and Yverdon-les-Bains.

AvantGarde Investment Solutions & Consulting is a Swiss company specializing in tailored financial support. Led by Steve Léchaire, a financial expert with over 20 years of experience in prestigious institutions such as UBS, the firm delivers an innovative approach to wealth management, financing, and investment strategy. Customized Financial Services Investment Advisory AvantGarde offers diversified investment strategies, including both traditional and alternative assets such as rum, whisky, balsamic vinegar, green investments, and maritime transport. The goal: high returns through innovative asset classes. Mortgage Financing Comprehensive support to secure the best mortgage conditions, adapted to your financial profile and long-term property goals. Pension and Retirement Planning A complete analysis of your current financial situation with personalized solutions to secure your future income and protect your wealth. Financial Coaching One-on-one coaching to help you regain control of your finances, improve your budgeting, and achieve your financial goals step by step. Our Core Values • Innovation – Cutting-edge and alternative investment opportunities. • Expertise – Over two decades of proven experience in financial consulting. • Transparency – Clear and honest communication every step of the way. • Personalization – Tailored services to meet each client’s unique needs. • Reliability – A professional structure you can fully trust. Why Choose AvantGarde? Choosing AvantGarde means partnering with a team dedicated to smart financial management, high performance, and long-term results. Whether you're building, protecting, or growing your wealth, AvantGarde offers personalized guidance every step of the way. Contact Get in touch today for a tailored consultation and discover how AvantGarde Investment can redefine your financial journey with confidence and clarity. Our activities concern, among others, the residents of French-speaking Switzerland, and we are happy to travel to the following municipalities, for example: Vaud: Lausanne, Morges, Nyon, Yverdon-les-Bains, Renens, Pully, Prilly, Ecublens, Crissier, Bussigny, Lutry, Vevey, Montreux, Aigle, Rolle, Orbe, Cossonay, Le Mont-sur-Lausanne, Saint-Prex, Chavannes-près-Renens Geneva: Geneva, Carouge, Lancy, Meyrin, Vernier, Onex, Thônex, Versoix, Plan-les-Ouates, Chêne-Bougeries Fribourg: Fribourg, Bulle, Marly, Villars-sur-Glâne, Givisiez, Romont, Estavayer, Düdingen (Guin), Morat (Murten) Neuchâtel: Neuchâtel, La Chaux-de-Fonds, Le Locle, Val-de-Ruz, Val-de-Travers, Colombier Jura: Delémont, Porrentruy, Saignelégier, Bassecourt, Courroux Valais: Sion, Sierre, Monthey, Martigny, Fully, Saxon, Conthey, Nendaz, Vétroz, St-Maurice

IceHouse Customs is the specialized workshop for motorcycle enthusiasts who want the best in maintenance, customization, and performance for their bikes. Our expertise is focused on Harley-Davidson® motorcycles, but we also extend our services to Indian®, Victory®, and other models, providing a tailored, personalized service. We are here to transform and enhance every detail of your motorcycle, from performance to paintwork, with a team of experts who share the same passion for excellence. Brands we work with : • Harley-Davidson® • Indian® • Victory® • Other brands on request Main services offered : • Custom maintenance and assistance • Aesthetic and functional customization • Performance optimization (cylinders, pistons, cams, clutch) • Custom paintwork and graphics (design, pinstriping, flames, color matching) • Safe and efficient bike transport and recovery • Advanced detailing with waxing and nano-scale protection Let IceHouse Customs take your bike to the next level in terms of aesthetics, safety, and performance.

Roberta assisted my family with both renting and buying. Her insights and guidance have been invaluable, spot-on, and an immense relief to confusing and stressful situations. Her mastery of French and English is also a huge plus. If you need help moving, buying, or renting you will be delighted to have Roberta as your regie. Roberta is truly an amazing person. She is kind and professional, yet firm and confident. Her personal and professional background coupled with her personality make her the best person you could wish for to help with anything moving or housing related. Unlike most moving and real estate providers, Roberta brings life experience of living abroad, buying, renting, building, and renovating that is invaluable when navigating the stressful and confusing landscape of relocation. She is super smart, absolutely trustworthy, and her knowledge of real estate markets, rules, and norms is outstanding.

Je recommande leur expertise, leur professionnalisme !