At Piguet Galland, we believe that it’s possible to be close to your banker. For nearly 170 years, our bank has been supporting clients in their life projects with a deeply human and personalized approach. With offices in Geneva, Lausanne, Nyon, Yverdon-les-Bains, Neuchâtel, and La Chaux-de-Fonds, our team puts its expertise at the service of your wealth management, investments, and financing projects. Owned 99.7% by Banque Cantonale Vaudoise (BCV), Piguet Galland combines tradition, innovation, and stability, and has been repeatedly recognized as the Best Swiss Private Bank. Because ultimately, what matters most to us isn’t your wealth... it’s you. For us, the true value of a relationship is measured in conversations, not transactions. Our business is to be there for what truly counts, even when it can’t be measured.

Royal-Kredit GmbH is focused on personal loans. Since 1978 we have been looking for holistic solutions to problems for our customers. With us you are completely independent and free. Thanks to our long experience in the field of financial services and cooperation with all major financial institutions, we are able to find the right solution for you. Nowadays, nothing works at all without funds - we know that. That is why it is important to get the right advice, because unforeseen situations can have very unpleasant consequences. We are here for you and make you aware of financial risks. Even in particularly problematic situations you can rely on us - we will not disappoint you. We guarantee quick, uncomplicated processing and attractive interest rates! Contact us here. Our task We will find the optimal problem solution for your concerns and ideas from the multitude of offers and information. Royal-Kredit GmbH is the link between customers on the one hand and financial service providers on the other. We offer you optimal financing by obtaining and updating the latest information from banks. This way we can always offer the latest data and products. We support you with your economic questions and are always there for you! We are in a position to find the best financing option for your project. Of course, all processing of the house, such as meetings and negotiation talks, will be carried out in your interest. Take advantage of our goal-oriented approach, because personal loans are the business of professionals! The advantages of a car loan You get a DISCOUNT for cash payments. Customers who pay cash are rewarded with favorable additional services. The cost of interest can be deducted from taxes. You can choose the insurance You can sell your vehicle at any time You do not have to pay sales tax on your monthly payment By purchasing the vehicle, you are the sole owner The cost of the interest can be deducted from your taxes. The number of kilometers has no limit The contract does not specify the number of kilometers A loan for the car has advantageous features This purpose car loan is an interesting alternative to leasing and can be a useful and affordable financing option. Both for new vehicles and for used vehicles. In car loans, on the other hand, you are the owner of the vehicle from the beginning and you are free to decide when and if to sell your car. Smart car buyers pay in cash Some people don't realize how expensive leasing is. A loan is a little cheaper and has one major plus: the vehicle is one from the start - not to be leased. But it is not right to be blinded by seemingly low leasing rates. The leasing rate is only a fraction of the effective cost of the vehicle. Be careful when you lease a car If there are leasing expenses that you do not immediately realize. Comprehensive insurance is mandatory, you have to provide service in a workshop of the brand, you pay more kilometers. Early exit from the leasing contract can be very expensive. Especially if you have to get out because of the cost, it can become a boomerang. Save with the car loan These are all arguments against leasing and in favor of other approaches. Without a doubt, cash purchase is the cheapest option. If you can't afford the purchase price yourself, you should take a closer look at a car loan. Our loan consultants will be happy to assist you. A move is always associated with expenses The change of residence often causes unplanned expenses, which can add up to a larger sum within a very short time. A chest of drawers is missing, an expensive vase is broken and the old sideboard does not match the color of the new living room - in the end, the whole thing is more expensive than expected. For this reason, it's wise to factor the following potential investments into your moving calculations ahead of time: Doubling of rents during the change of location Fees for the marquee Rent deposit Costs for renovations in the new and old apartment Expenses for administrative procedures Purchase of technical equipment, furniture and fixtures The cost of rented means of transport and catering for the helpers Payment of the bill of a professional forwarding company Higher insurance premiums for a change of canton Simply paying the rental deposit with an online money transfer loan Your prospective landlord may require this deposit of up to three months' rent from you as security. This eliminates a large portion of the relocation bud Translated with www.DeepL.com/Translator (free version)

At Piguet Galland, we believe that it’s possible to be close to your banker. For nearly 170 years, our bank has been supporting clients in their life projects with a deeply human and personalised approach. With offices in Geneva, Lausanne, Nyon, Yverdon-les-Bains, Neuchâtel and La Chaux-de-Fonds, our team places its expertise at the service of your wealth management, investments and financing projects. Owned 99.7% by Banque Cantonale Vaudoise (BCV), Piguet Galland combines tradition, innovation and stability, and has been recognised several times as the Best Swiss Private Bank. Because ultimately, what matters most to us isn’t your wealth... it’s you. For us, the true value of a relationship is measured in conversations, not transactions. Our role is to be there for what truly matters, even when it cannot be measured.

die Bank und alle ihre Tätigkeiten sind ausgezeichnet. Meine Meinung zu den neuen Schliessfächern haben Sie mit separater mail erhalten. Mit freundlichen Grüssen Karin Mulder

Eurofinservice Sagl is a young but established company at the forefront in the management and provision of Personal Loans and Mortgages. The highly qualified staff with thirty years of experience, acquired in the most important Swiss and Italian banking institutions, is always available to our customers in choosing the best product according to their needs. Eurofin offers consultancy and intermediation for obtaining private and mortgage loans as well as the intermediation of contracts of all kinds relating to movable property, in particular for sale, leasing and mortgage. The financing services dedicated to the family are offered in full compliance with economic, civil and social values: - care, attention and respect towards each customer and each partner - clarity, transparency and simplicity in the communication of the offer - competence, reliability and innovation in consumer credit Visit our website to find out more If you want to send the credit request, click here Contact us for credit, mortgage, insurance applications Email: info@eurofinservice.ch Telephone: +41 91 682 8525

Banca Popolare di Sondrio (Suisse) SA is a Swiss bank that supports you in your daily banking business and in the realisation of your life projects in the Savings, Investments and Mortgages areas. With its Head Office in Lugano, BPS (SUISSE) has 21 operating units in 8 cantons (Basel, Bern, Graubünden, Neuchâtel, Ticino, Valais, Vaud and Zurich) and one in the Principality of Monaco. For the online access to all banking services in Switzerland, it has a virtual branch (Direct Banking).