Our priority is you! We put our professionalism, experience and expertise at the service of our clients, whether individuals or companies. As a small team specialising in finance and accounting, we are here to advise you and take complete charge of your file. We provide rigorous follow-up and advice on the following services: Accounting Company accounting Drawing up VAT and social security statements Salary statements Assistance with and monitoring of accounting files Assistance with periodic and annual closings Balance sheet and profit and loss accounts Tax advice Individual and corporate tax returns Declaration of property gains Are you looking for an administrator or property manager to manage your lot or property? We're the experts you can trust! Thanks to our many years of experience in both German-speaking and French-speaking Switzerland, we can offer you a complete range of services to manage all your property assets efficiently. Our methodical approach, in-depth market knowledge and innovative management allow you to maximise the profitability, stability and value of your property assets.

Immoprogramm SA is a real estate agency based in Bellinzona, active since 1990 and specialized in the sale, rental, and management of properties in Ticino. It also offers fiduciary services, tax consulting, and condominium management, with offices in Lugano-Savosa. Known for its reliability and professionalism, it has been a member of SVIT since 1997. It operates in Bellinzona, Locarno, Lugano, Biasca, and surrounding areas, with a special focus on Swiss-German clients seeking second homes. Trust an expert partner for all your real estate needs. Founded in 1990 in Bellinzona by Manuele Morelli, current sole director, Immoprogramm SA is a reference point in Ticino for real estate, fiduciary, and consulting services. With a strong local presence and a branch office in Lugano-Savosa, the company has expanded its services to German-speaking Switzerland and Northern Italy, offering complete and multilingual support. A member of SVIT Ticino since 1997, Immoprogramm stands out for the expertise of its team — made up of 10 qualified and continuously trained professionals — and for its reliable, personalized, and professional approach in assisting both private and corporate clients in achieving their goals. Main Services Offered • Real Estate Brokerage Sale and rental of apartments, houses, villas, commercial properties, and second homes. • Property Management Administration of income-generating buildings and condominiums (PPE). • Real Estate Valuations Technical appraisals and professional market value estimates. • Real Estate Promotion Development and enhancement of real estate projects. • Commercial Brokerage Sale and transfer of businesses and commercial spaces. • Tax and Business Consulting Tax planning for individuals and companies, accounting, and payroll management. • Fiduciary and Secretarial Services Domicile address, document management, and administrative support. • Insurance Consulting (Assiprogramm SA) Full protection through tailor-made insurance solutions. • Construction Consulting (Edilprogramm SA) Technical and management support for renovations and new constructions.

Marxer & Partner Attorneys at Law was founded in June 1925 by Dr. Dr. Ludwig Marxer and has grown steadily over the past decades. Today, the law firm is the oldest and, with approximately 30 legal experts and more than 60 employees, the largest in the Principality of Liechtenstein. As an internationally oriented top tier law firm, Marxer & Partner Attorneys at Law works with renowned law firms, auditors and tax consultants around the world and is a member of Lex Mundi, the world's leading association of independent law firms with partner firms in over 100 countries. Therefore, Marxer & Partner Attorneys at Law has access to more than 21,000 legal experts in more than 100 countries. Marxer & Partner Attorneys at Law works closely with Domar Fiduciary and Management Establishment, Protec Trust Management Establishment, Fundationsanstalt and Percuro Trust Establishment on the formation and administration of companies, foundations and trusts. In tax and accounting issues as well as real estate matters, Marxer & Partner Attorneys at Law cooperates with Confida AG, in which Domar Fiduciary and Management Establishment holds shares through profit participation certificates. In addition, notarial services are offered by the notary firm Burger, Grabher, Summer, Damjanovic & Wenaweser.

Chalet rentals and sales in Villars Villars-Chalets was founded in 1974, at the dawn of property development on the Villars plateau. We have always been attentive to the needs of our clients who wish to either purchase or sell property. Alongside the selling, letting and management of buildings, our agency has continually looked to further develop the service it offers. Placing one's trust in Villars-Chalets means to ensure the long term benefit of a holiday home in complete security. If all roads lead to Rome, discover the one that passes by Villars-Chalets. Regardless of the country or area you are from, our properties and services are meant for you. Sale and resale of chalets and properties Our experienced staff will help you purchase or sell that “impossible” property. Your questions will not remain unanswered; we believe that it is through dialogue that the best solutions are found. What is more, no query is ignored regarding sales to foreign residents. Property renovation With the help of a number of local services, we will find the right solution for you regarding any refurbishment or renovation. Trust us and benefit from both our contacts and experience. Lettings (Chalet rentals in Villars) For those who intend to let their property on a weekly basis, we highly recommend Interhome, a local rental agency par excellence. For other types of rental – in particular seasonal or annual – we will find the right solution for you. Property management One of our main activities is the responsibility for the management and day to day follow-up of renovation work after the purchase of an apartment or chalet. An additional service we have been providing for several decades is the management of co-ownership buildings (PPE). In order to avoid any administrative or maintenance problems for an owner in his/her absence, we provide a service called “de domiciliation”: Administrative follow-up (the processing of mail, payment of invoices, keeping of accounts, etc.) Technical follow-up (organising cleaning, laundry,maintenance, etc.) This is one of the services most appreciated by an owner as it enables him/her to enjoy a trouble-free stay in his/her property. Insurance For the past 30 years, our agency has been working exclusively with the Zurich Insurance Company. We have a wide choice of policies on offer including personal, property and car insurance. Surveys To help our clients determine the current market value of a property; we undertake various valuations and put together a detailed report.

Noma Immobilien und Verwaltung AG was founded in Engelberg in 1973 by Noldi Würsch and Max Albert Krucker, initially focusing on the sale of holiday and second homes in Nidwalden and Obwalden. In the 1980s, the company expanded its activities to include residential and commercial properties as well as its own construction activities as a general contractor. By the end of the 1990s, numerous projects had been completed in Engelberg, Emmetten, Kriens and Seelisberg in collaboration with a partner architect, supplemented by initial management mandates. At the turn of the millennium, the company became wholly owned by Max and Maria Josefa Krucker. With the opening of the Stans branch (in 2003), the company began to focus clearly on real estate brokerage and services, expanding its catchment area to cover the whole of Central Switzerland. The arrival of the next generation – Steven and Daniel Krucker – brought additional expertise in planning, conversion and marketing via new media. The family structure and broad experience enable personalised and efficient customer service. In 2016, the Stans branch was closed and Emmetten has been the main location ever since. To mark its 50th anniversary, the company was gradually handed over to Steven Krucker from 2023 onwards. We are happy to advise and assist you in German, English, French, and Spanish.

Stets zufrieden. Als Mitglied ist die Kontoführung kostenlos und das E-banking ist sehr intuitiv. Im Bereich der strukturierten Produkte ist die Raiffeisenbank als Emittent echt stark.

von A-Z absolut makellose Abwicklung. Ich bedanke mich auch auf diesem Wege beim Tectum-Team für die hervorragende Zusammenarbeit. Man merkt, dass Ihr echtes Interesse am Kunden zeigt und mitdenkt, mitwirkt und mitgestaltet, sowie die gesamte Vernetzung der Branche im Griff habt. Ich werde Euch stets und aus vollster Überzeugung gerne weiterempfehlen. Nochmals herzlichen Dank und liebste Grüsse R.E.