Plus de 2200 clients privés et 300 PME nous font confiance, pourquoi pas vous ?

Gérer son quotidien • Epargne sociétaire • Compte jeunesse • Epargne senior • Compte en EURO • Epargne jeunesse • Epargne ordinaire • Epargne salaire • Dépôt à terme Financer ses projets • Prêt hypothécaire en 1er et 2ème rang • C/C cautionnement, nantissement • C/C hypothécaire • Crédit de construction • C/C étudiant • C/C créancier Autres prestations • Carte Maestro • Travel Cash • Système BVR • Carte de crédit CORPORATE (pour les entreprises) • Carte de crédit • Trafic des paiements en Suisse et à l'étranger • Opération de change • E-Banking • Prêt hypothécaire en 1er et 2ème rang Votre profil: Personne physique dès 18 ans ou entreprise Votre désir :Réaliser votre rêve, devenir propriétaire Financer l'achat de votre logement principal ou de votre résidence secondaire Rénover, améliorer, agrandir votre résidence Taux d'intérêts: Sur demande Crédit de construction Votre profil: Personne physique dès 18 ans Votre désir: Financer la construction de votre résidence primaire ou secondaire Taux d'intérêts: Sur demande C/C cautionnement, nantissement Votre profil: Personne physique dès 18 ans Votre désir: Financer la réalisation d'un projet, l'achat d'un bien de consommation C/C étudiant Votre profil: Étudiant(e) ou personne en formation de 18 à 35 ans Votre désir: Financer vos études Taux d'intérêts: 2% C/C hypothécaire Votre profil: Personne physique dès 18 ans ou entreprise Votre désir: Fonds de roulement privé ou commercial C/C créancier Votre profil: Entreprise, commerçant(e), indépendant(e) ou profession libérale Votre désir: Payer et encaisser rapidement sur un même compte de base Disposer de liquidités en tout temps et sans préavis

Nicolas Duzanski works as a financial advisor at Swiss Life Select, an entity of the Swiss Life Group specialized in comprehensive financial consulting. Thanks to this affiliation, he benefits from a vast network of trusted partners and access to a full range of insurance, savings, and investment products. Swiss Life Select follows a “Best Select” approach, meaning that advisors like Nicolas can choose the most suitable solutions available on the market, rather than being limited to proprietary products. Within Swiss Life Select, Nicolas offers FinanceCoaching : regular support (typically every 30 months) that includes financial analysis, insurance adjustments, tax optimization, and asset reallocation based on the life changes of his clients. He helps them build a long-term financial strategy while maintaining great freedom of choice, as Swiss Life Select collaborates with more than 60 partner companies in the fields of pension planning, investments and insurance. Thanks to this collaboration with Swiss Life Select, Nicolas combines independent advice (via external partners) with the strength and reputation of a major financial group, which strengthens the trust his clients place in him to plan their financial future. Nicolas carries out a complete analysis of your personal and financial situation. He helps you optimize all your insurances: LAMal, complementary health insurance, civil liability (household/private), car insurance, legal protection, and more. He also manages rent guarantees, retirement and succession planning, with a clear and personalized strategy. To enhance your financial security, he optimizes your 2nd and 3rd pillar pension plans, assists you in finding a mortgage loan, and provides access to efficient banking investment solutions tailored to your investor profile. His objective: to give you clarity, peace of mind, and the ability to make informed decisions about your financial future.

Meer dan twintig jaar ervaring is voor mij de reden om deze bank bij een ieder aan te bevelen. Uitstekend beleefd personeel.

AF Consult Sàrl is an independent company specializing in insurance brokerage and mortgage financing advisory services , based in Crissier, in the Canton of Vaud, Switzerland . The company supports both private individuals and businesses in managing, optimizing and protecting their insurance coverage and financial solutions. Through a personalized and independent approach, AF Consult Sàrl carefully analyzes each client’s situation in order to provide tailor-made solutions that meet real needs and long-term objectives. The goal is to ensure optimal protection while maintaining efficient cost control over time. Insurance solutions for private individuals AF Consult Sàrl offers comprehensive advice for personal insurance, including: • Basic and supplementary health insurance • Household contents and personal liability insurance • Legal protection insurance for private individuals and traffic • Motor vehicle and mobility insurance • Travel insurance and specific coverage • Savings, pension and retirement planning solutions Each insurance portfolio is reviewed in detail to ensure effective protection against everyday risks. Insurance solutions for businesses Companies, entrepreneurs and self-employed professionals benefit from targeted insurance solutions designed to secure their activities, such as: • Accident insurance and loss of income coverage • Professional and commercial liability insurance • Business, building and commercial insurance • Legal protection insurance for companies • Insurance for events and specific professional activities AF Consult Sàrl helps businesses identify risks and protect the continuity of their operations. Mortgage financing and financial advisory In addition to insurance services, AF Consult Sàrl supports its clients in real estate financing projects by offering suitable mortgage solutions. The company advises on the selection of financing structures, optimization of mortgage conditions and long-term financial planning. Why choose AF Consult Sàrl • Independent insurance broker based in Crissier • Strong knowledge of the Swiss insurance and financial market • Personalized and transparent advice • Comprehensive solutions for individuals and businesses • Long-term support with a dedicated point of contact AF Consult Sàrl is a reliable and professional partner for insurance and financial consulting services in the Lausanne region and throughout the Canton of Vaud.

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Banque Cramer & Cie SA is a Swiss bank headquartered in Geneva, with full-service branches in Lugano and Zurich, and a representative office in Dubai. We are dedicated to providing tailored Private Banking and Wealth Management services to our select clientele. Banque Cramer retains the essence of a family-run establishment. Our human-scale structure allows us to serve our clients with exceptional care and responsiveness. We support our clients by offering various financing solutions, including Lombard loans, Swiss mortgages, and structured financing.