Fidacor SA is more than a simple fiduciary; we are a trusted partner at your service. We offer personalized services in all areas of our business. Whether you are a SMB, an individual or a public corporation our highly qualified and dynamic team will accompany you, providing efficient solutions to any problem you may face. Accounting Through working with our diverse client base we have gained experience in a wide variety of fields, enabling us to provide tailored solutions to meet your individual needs. We can provide assistance with: • Bookkeeping (general, debtors, creditors, payroll) • Annual closing of your accounts taking into account your financial situation and your future projects • Financial analysis and ratios enabling you to make more informed management decisions • Creation of management dashboards helping you be proactive in your decision making • Analysis of your investment opportunities • Cost accounting (profitability analysis) Payroll Through regular communication with you, we provide accurate payroll management and accounting. Our team regularly reviews your contracts to ensure your company has the appropriate degree of insurance coverage. We can provide assistance with: • Preparation of monthly payroll slips and summaries • Review of your employment contracts • Preparation of human resources related documents (employment contracts, letters of dismissal, staff rules & guidelines, expense payments...) • Establishment or control of your annual welfare contributions • Review of your welfare contracts and optimization of your insurance coverage Auditing Fidacor SA has been recognized as a qualified auditor, «Expert-réviseur agréé» by the Swiss Federal Auditing Oversight Committee (ASR). This qualification enables us to perform all tasks related to auditing of accounts. Our team of experts regularly conducts audits for limited companies, limited liability companies, foundations, associations and public corporations. Advisory services for tax, corporate planning and restructuring We follow the rapid and constant evolution of tax law to help you stay one step ahead. Our tax experts will advise you and work with you to find the most profitable long term solution tailored to your individual needs. We can provide advisory services for projects such as: • Fiscal planning • Optimization during company or group restructuring • Corporate transformation, mergers and demergers • Negotiation with tax authorities in order to obtain fiscal privileges • Negotiation with tax authorities in order to obtain tax packages for foreigners • Preparation of tax returns for natural and legal entities

Pahud Fiduciary Ltd. is a family-owned business based in Goumoens-la-Ville (VD). Founded by Myriam and Guillaume Pahud, it offers professional and personalized services in accounting, tax, and administrative matters for freelancers, SMEs, and individuals. Our mission: Simplify your management, optimize your taxation, and support you with professionalism and discretion. Our Services in Detail Fiduciary & Accounting Office We act as your external administrative partner with accurate and tailored support: 📘 Bookkeeping (monthly, quarterly, annually) ✅ Annual closings and interim financial statements 💳 Accounts payable and receivable management 💰 Cash flow monitoring and analysis 📊 Clear and understandable management reports 👔 Accounting tailored to freelancers, artisans, companies, and associations 🔹 A reliable, transparent, and always up-to-date accounting service. Tax Declaration We handle your entire tax return process – timely and optimized: 🧾 Tax returns for individuals 📂 Tax returns for companies 📎 Document analysis and sorting 📉 Deduction calculations (3rd pillar, professional expenses, health premiums, etc.) 📅 Instalment adjustments, personalized advice 🖋️ Appeals, extensions, and interactions with tax authorities 🔹 Save time, reduce stress, and ensure your interests are protected. Tax Consulting We help you anticipate, optimize, and secure your tax decisions with tailored advice: 📈 Tax optimization for individuals and companies 🔄 Planning for life changes (retirement, inheritance, business sale) 🏠 Real estate taxation (sale, purchase, rental) 🧑‍⚖️ Representation and communication with tax authorities 🔹 Clear, honest, and results-oriented recommendations. 📍 Location & Contact Pahud Fiduciary Ltd. 📍 Route de Penthéréaz 3, 1376 Goumoens-la-Ville 📞 079 755 68 53 📧 info@fiduciairepahud.ch 🕒 By appointment, Monday to Friday

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Nicolas Duzanski works as a financial advisor at Swiss Life Select, an entity of the Swiss Life Group specialized in comprehensive financial consulting. Thanks to this affiliation, he benefits from a vast network of trusted partners and access to a full range of insurance, savings, and investment products. Swiss Life Select follows a “Best Select” approach, meaning that advisors like Nicolas can choose the most suitable solutions available on the market, rather than being limited to proprietary products. Within Swiss Life Select, Nicolas offers FinanceCoaching : regular support (typically every 30 months) that includes financial analysis, insurance adjustments, tax optimization, and asset reallocation based on the life changes of his clients. He helps them build a long-term financial strategy while maintaining great freedom of choice, as Swiss Life Select collaborates with more than 60 partner companies in the fields of pension planning, investments and insurance. Thanks to this collaboration with Swiss Life Select, Nicolas combines independent advice (via external partners) with the strength and reputation of a major financial group, which strengthens the trust his clients place in him to plan their financial future. Nicolas carries out a complete analysis of your personal and financial situation. He helps you optimize all your insurances: LAMal, complementary health insurance, civil liability (household/private), car insurance, legal protection, and more. He also manages rent guarantees, retirement and succession planning, with a clear and personalized strategy. To enhance your financial security, he optimizes your 2nd and 3rd pillar pension plans, assists you in finding a mortgage loan, and provides access to efficient banking investment solutions tailored to your investor profile. His objective: to give you clarity, peace of mind, and the ability to make informed decisions about your financial future.