Our Mission: We are your problem solvers, providing reliable solutions for all your financial and insurance questions – for life! Powers of Attorney & Advance Directives: Benefit from our specialization. We help you make timely arrangements and prevent the KESB from making decisions about your life in an emergency. We offer: • Comprehensive, personal advice • Thorough execution and regular updates to comply with legal reforms • Biennial updates to keep your documents legally valid Instant Document Service: Your documents are always accessible! Through our platform, you can download your documents at any time, securely and conveniently – always up-to-date. Free Initial Consultation: We offer a free, no-obligation consultation on all matters of advance care. Email Encryption: Your data is important to us! With OpenPGP encryption, we ensure that your sensitive information is protected from unauthorized access. Tax Advice and Optimization: Optimize your tax declaration and benefit from our extension service . We assist business owners, homeowners, students, and anyone looking to optimize their taxes. Consulting for Entrepreneurs: As an entrepreneur, you receive comprehensive support on topics such as company formation, financial planning, insurance, and tax optimization. Our solutions are independent and tailored to your individual needs. Complete Family Services: We support you in all stages of life – from securing your children’s future to preparing for retirement. Your future is in safe hands with us. Contact: We are always available for a free initial consultation . Contact us directly or through our online platform. ZWICKER CONSULTING – Conveniently taken care of.

für die langjährige Zusammenarbeit möchte ich mich auch auf diesem Weg herzlichst bedanken, gerne werde ich Sie stets weiterempfehlen! Grüsse R

LC & Associés Fiduciaire SA supports SMEs, entrepreneurs and independent professionals in Switzerland with accounting, tax and financial management services. We provide tailored solutions in bookkeeping, payroll, VAT, tax advisory, financial planning and reporting, with a pragmatic and reliable approach focused on long-term support.

Nicolas Duzanski works as a financial advisor at Swiss Life Select, an entity of the Swiss Life Group specialized in comprehensive financial consulting. Thanks to this affiliation, he benefits from a vast network of trusted partners and access to a full range of insurance, savings, and investment products. Swiss Life Select follows a “Best Select” approach, meaning that advisors like Nicolas can choose the most suitable solutions available on the market, rather than being limited to proprietary products. Within Swiss Life Select, Nicolas offers FinanceCoaching : regular support (typically every 30 months) that includes financial analysis, insurance adjustments, tax optimization, and asset reallocation based on the life changes of his clients. He helps them build a long-term financial strategy while maintaining great freedom of choice, as Swiss Life Select collaborates with more than 60 partner companies in the fields of pension planning, investments and insurance. Thanks to this collaboration with Swiss Life Select, Nicolas combines independent advice (via external partners) with the strength and reputation of a major financial group, which strengthens the trust his clients place in him to plan their financial future. Nicolas carries out a complete analysis of your personal and financial situation. He helps you optimize all your insurances: LAMal, complementary health insurance, civil liability (household/private), car insurance, legal protection, and more. He also manages rent guarantees, retirement and succession planning, with a clear and personalized strategy. To enhance your financial security, he optimizes your 2nd and 3rd pillar pension plans, assists you in finding a mortgage loan, and provides access to efficient banking investment solutions tailored to your investor profile. His objective: to give you clarity, peace of mind, and the ability to make informed decisions about your financial future.

Pahud Fiduciary Ltd. is a family-owned business based in Goumoens-la-Ville (VD). Founded by Myriam and Guillaume Pahud, it offers professional and personalized services in accounting, tax, and administrative matters for freelancers, SMEs, and individuals. Our mission: Simplify your management, optimize your taxation, and support you with professionalism and discretion. Our Services in Detail Fiduciary & Accounting Office We act as your external administrative partner with accurate and tailored support: 📘 Bookkeeping (monthly, quarterly, annually) ✅ Annual closings and interim financial statements 💳 Accounts payable and receivable management 💰 Cash flow monitoring and analysis 📊 Clear and understandable management reports 👔 Accounting tailored to freelancers, artisans, companies, and associations 🔹 A reliable, transparent, and always up-to-date accounting service. Tax Declaration We handle your entire tax return process – timely and optimized: 🧾 Tax returns for individuals 📂 Tax returns for companies 📎 Document analysis and sorting 📉 Deduction calculations (3rd pillar, professional expenses, health premiums, etc.) 📅 Instalment adjustments, personalized advice 🖋️ Appeals, extensions, and interactions with tax authorities 🔹 Save time, reduce stress, and ensure your interests are protected. Tax Consulting We help you anticipate, optimize, and secure your tax decisions with tailored advice: 📈 Tax optimization for individuals and companies 🔄 Planning for life changes (retirement, inheritance, business sale) 🏠 Real estate taxation (sale, purchase, rental) 🧑‍⚖️ Representation and communication with tax authorities 🔹 Clear, honest, and results-oriented recommendations. 📍 Location & Contact Pahud Fiduciary Ltd. 📍 Route de Penthéréaz 3, 1376 Goumoens-la-Ville 📞 079 755 68 53 📧 info@fiduciairepahud.ch 🕒 By appointment, Monday to Friday