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Fidacor SA is more than a simple fiduciary; we are a trusted partner at your service. We offer personalized services in all areas of our business. Whether you are a SMB, an individual or a public corporation our highly qualified and dynamic team will accompany you, providing efficient solutions to any problem you may face. Accounting Through working with our diverse client base we have gained experience in a wide variety of fields, enabling us to provide tailored solutions to meet your individual needs. We can provide assistance with: • Bookkeeping (general, debtors, creditors, payroll) • Annual closing of your accounts taking into account your financial situation and your future projects • Financial analysis and ratios enabling you to make more informed management decisions • Creation of management dashboards helping you be proactive in your decision making • Analysis of your investment opportunities • Cost accounting (profitability analysis) Payroll Through regular communication with you, we provide accurate payroll management and accounting. Our team regularly reviews your contracts to ensure your company has the appropriate degree of insurance coverage. We can provide assistance with: • Preparation of monthly payroll slips and summaries • Review of your employment contracts • Preparation of human resources related documents (employment contracts, letters of dismissal, staff rules & guidelines, expense payments...) • Establishment or control of your annual welfare contributions • Review of your welfare contracts and optimization of your insurance coverage Auditing Fidacor SA has been recognized as a qualified auditor, «Expert-réviseur agréé» by the Swiss Federal Auditing Oversight Committee (ASR). This qualification enables us to perform all tasks related to auditing of accounts. Our team of experts regularly conducts audits for limited companies, limited liability companies, foundations, associations and public corporations. Advisory services for tax, corporate planning and restructuring We follow the rapid and constant evolution of tax law to help you stay one step ahead. Our tax experts will advise you and work with you to find the most profitable long term solution tailored to your individual needs. We can provide advisory services for projects such as: • Fiscal planning • Optimization during company or group restructuring • Corporate transformation, mergers and demergers • Negotiation with tax authorities in order to obtain fiscal privileges • Negotiation with tax authorities in order to obtain tax packages for foreigners • Preparation of tax returns for natural and legal entities

About GATE – Our DNA Our specificity and success are based on our understanding of Geopolitical signals as well as Global Macro to best assess their influences across asset classes, complemented by a Quantamental process. A better understanding of our changing world helps us effectively advise our Institutional and Professional clients with an Independent and Uncorrelated process compared to traditional financial players. Therefore, our investment philosophy allows us to: Seek the best – Manage the worst!

Une équipe alliant jeunesse et expérience,ils vous proposerons tous ce dont vous aurez besoin pour vous satisfaire.

Present in the region and rooted in the local fabric for over 30 years, we are now CF+A architects. We put our expertise at the service of your projects, whether renovations, conversions, or new constructions. Thanks to a multidisciplinary team, we design sustainable, aesthetic, and functional spaces, always in close dialogue with our clients. Each project is tailor-made, with particular attention paid to energy efficiency, respect for the existing building, and its integration into the landscape. Our daily commitment: combining architectural know-how and environmental awareness to build the future responsibly.

Des prestations de très haut niveau. Parfois confrontantes. Mais inestimables si on a envie d'avancer dans la vie.

When everything becomes fragile — reputation, family, leadership — I intervene to preserve what truly matters. Targets: Executives, families, and organizations facing the most sensitive human situations. Situations: Internal relations, complex inheritances, successions, breaches of trust, delicate transitions, or high-level tensions. Objective: To protect capital, relationships, and continuity. Approach: 1. Immediate assessment of critical risks — personal, family, or organizational. 2. Restoration of stability and clarity. Cost: A simple and transparent framework with no hourly billing: a fixed engagement of CHF 8'000.-, covering four to six intensive sessions (two hours each) over approximately six weeks, plus a one-hour session to measure results and decide on the next step. Examples of assignments: • Support for an executive under pressure • Prevention of an inheritance conflict before media exposure • Human reorganization after a leadership rupture • Management of a family imbalance threatening governance of shared assets Clients: Private banks — Family offices — Trustees — Major family fortunes — Luxury groups and watchmaking houses — Law firms and notaries — Physicians and clinics — International organizations — Foundations — Political leaders.

AvantGarde Investment Solutions & Consulting is a Swiss company specializing in tailored financial support. Led by Steve Léchaire, a financial expert with over 20 years of experience in prestigious institutions such as UBS, the firm delivers an innovative approach to wealth management, financing, and investment strategy. Customized Financial Services Investment Advisory AvantGarde offers diversified investment strategies, including both traditional and alternative assets such as rum, whisky, balsamic vinegar, green investments, and maritime transport. The goal: high returns through innovative asset classes. Mortgage Financing Comprehensive support to secure the best mortgage conditions, adapted to your financial profile and long-term property goals. Pension and Retirement Planning A complete analysis of your current financial situation with personalized solutions to secure your future income and protect your wealth. Financial Coaching One-on-one coaching to help you regain control of your finances, improve your budgeting, and achieve your financial goals step by step. Our Core Values • Innovation – Cutting-edge and alternative investment opportunities. • Expertise – Over two decades of proven experience in financial consulting. • Transparency – Clear and honest communication every step of the way. • Personalization – Tailored services to meet each client’s unique needs. • Reliability – A professional structure you can fully trust. Why Choose AvantGarde? Choosing AvantGarde means partnering with a team dedicated to smart financial management, high performance, and long-term results. Whether you're building, protecting, or growing your wealth, AvantGarde offers personalized guidance every step of the way. Contact Get in touch today for a tailored consultation and discover how AvantGarde Investment can redefine your financial journey with confidence and clarity. Our activities concern, among others, the residents of French-speaking Switzerland, and we are happy to travel to the following municipalities, for example: Vaud: Lausanne, Morges, Nyon, Yverdon-les-Bains, Renens, Pully, Prilly, Ecublens, Crissier, Bussigny, Lutry, Vevey, Montreux, Aigle, Rolle, Orbe, Cossonay, Le Mont-sur-Lausanne, Saint-Prex, Chavannes-près-Renens Geneva: Geneva, Carouge, Lancy, Meyrin, Vernier, Onex, Thônex, Versoix, Plan-les-Ouates, Chêne-Bougeries Fribourg: Fribourg, Bulle, Marly, Villars-sur-Glâne, Givisiez, Romont, Estavayer, Düdingen (Guin), Morat (Murten) Neuchâtel: Neuchâtel, La Chaux-de-Fonds, Le Locle, Val-de-Ruz, Val-de-Travers, Colombier Jura: Delémont, Porrentruy, Saignelégier, Bassecourt, Courroux Valais: Sion, Sierre, Monthey, Martigny, Fully, Saxon, Conthey, Nendaz, Vétroz, St-Maurice

Un architecte coordonne une centaine de métiers différents, soit autant de connaissances approfondies dans tous ces métiers de l'artisanat afin de mener le projet d'une vie à bien. En plus de ce puit de savoir, j'ai découvert cette semaine la philosophie de Stéphane Masini fondateur de Masini Studio. Un homme soucieux du détails, à la recherche de solutions innovantes, mêlant créativité et ergonomie, valorisant les artisans locaux tout en mettant le client au centre de ses préoccupations. En témoigne la qualité du projet présenté sur son site et les feedback élogieux de sa clientèle. Je peux que vous encourager à le rencontrer, vous allez percevoir la construction et la valorisation de biens immobiliers d'une toute autre façon.