We support individuals, freelancers and SMEs in wealth management, tax optimization and tailored financing solutions. With an independent and personalized approach, we help you plan your financial future with confidence. Comparison tools, simulators and expert advice at your service.

Legal matters in the field of marriage and inheritance law require expertise, diligence, and individual consultation. Advocacy, Notary, and Mediation Trafelet AG is your competent partner, supporting you in all matters concerning the drafting of marriage and inheritance contracts as well as estate planning. Comprehensive Consultation in Marriage and Inheritance Law We advise and represent you in the following matters: • Matrimonial property law and drafting of marriage contracts • Creation of agreements for registered partnerships • Will drafting and inheritance contracts • Estate planning and designing succession arrangements • Inheritance inventories (tax inventory, inheritance inventory, public inventory) • Division of estates and execution of inheritances • Advance directives and their execution Competent Support in Property Law Whether real estate purchases, mortgages, or rental agreements – we support you in all legal matters related to real estate and property law . Our services include: • Purchase, gift, and exchange contracts for real estate • Establishment and increase of mortgages • Building rights contracts and parceling documents • Condominium ownership and easements • Construction contracts and purchase rights Corporate and Commercial Law Entrepreneurs benefit from our expertise in company formation, restructuring, and management : • Establishment of joint-stock companies (AG) and limited liability companies (GmbH) • Capital increases and reductions • Mergers and conversion processes • Company agreements and shareholder agreements Advocacy: Your Partner in All Legal Matters Our law firm offers comprehensive legal advice in the following areas: • Civil law: Contract, tenancy, and neighbor law • Marriage and family law: Divorce, child law, inheritance claims • Corporate and association law • Liability and personal law • Debt enforcement and bankruptcy law: Debt collection, debt enforcement, complaints • Criminal law and defense • Traffic and administrative law • Construction and planning law Mediation: Sustainable Conflict Resolution As experienced mediators, we assist you in out-of-court dispute resolution . Mediation enables parties to find independent and future-oriented solutions – quickly, efficiently, and cost-effectively. Rely on our expertise and experience – we are here to advise you!

Change Management Ltd stands for a sustainable orientation of your company. "Sustainable future" for your business is our motivation. We help you to make the right adjustments and achieve your company goals: in a human, organizational, technological and economical way (ESG)

Our priority is you! We put our professionalism, experience and expertise at the service of our clients, whether individuals or companies. As a small team specialising in finance and accounting, we are here to advise you and take complete charge of your file. We provide rigorous follow-up and advice on the following services: Accounting Company accounting Drawing up VAT and social security statements Salary statements Assistance with and monitoring of accounting files Assistance with periodic and annual closings Balance sheet and profit and loss accounts Tax advice Individual and corporate tax returns Declaration of property gains Are you looking for an administrator or property manager to manage your lot or property? We're the experts you can trust! Thanks to our many years of experience in both German-speaking and French-speaking Switzerland, we can offer you a complete range of services to manage all your property assets efficiently. Our methodical approach, in-depth market knowledge and innovative management allow you to maximise the profitability, stability and value of your property assets.

Jacqueroud Saemann & Partenaires GmbH is a real estate agency based in Schwarzenburg, focused on sustainable and fair property mediation. They provide transparent sales documentation without registration and invite clients for property viewings.

Kann ich nur Weiterempfehlen.

Royal-Kredit GmbH is focused on personal loans. Since 1978 we have been looking for holistic solutions to problems for our customers. With us you are completely independent and free. Thanks to our long experience in the field of financial services and cooperation with all major financial institutions, we are able to find the right solution for you. Nowadays, nothing works at all without funds - we know that. That is why it is important to get the right advice, because unforeseen situations can have very unpleasant consequences. We are here for you and make you aware of financial risks. Even in particularly problematic situations you can rely on us - we will not disappoint you. We guarantee quick, uncomplicated processing and attractive interest rates! Contact us here. Our task We will find the optimal problem solution for your concerns and ideas from the multitude of offers and information. Royal-Kredit GmbH is the link between customers on the one hand and financial service providers on the other. We offer you optimal financing by obtaining and updating the latest information from banks. This way we can always offer the latest data and products. We support you with your economic questions and are always there for you! We are in a position to find the best financing option for your project. Of course, all processing of the house, such as meetings and negotiation talks, will be carried out in your interest. Take advantage of our goal-oriented approach, because personal loans are the business of professionals! The advantages of a car loan You get a DISCOUNT for cash payments. Customers who pay cash are rewarded with favorable additional services. The cost of interest can be deducted from taxes. You can choose the insurance You can sell your vehicle at any time You do not have to pay sales tax on your monthly payment By purchasing the vehicle, you are the sole owner The cost of the interest can be deducted from your taxes. The number of kilometers has no limit The contract does not specify the number of kilometers A loan for the car has advantageous features This purpose car loan is an interesting alternative to leasing and can be a useful and affordable financing option. Both for new vehicles and for used vehicles. In car loans, on the other hand, you are the owner of the vehicle from the beginning and you are free to decide when and if to sell your car. Smart car buyers pay in cash Some people don't realize how expensive leasing is. A loan is a little cheaper and has one major plus: the vehicle is one from the start - not to be leased. But it is not right to be blinded by seemingly low leasing rates. The leasing rate is only a fraction of the effective cost of the vehicle. Be careful when you lease a car If there are leasing expenses that you do not immediately realize. Comprehensive insurance is mandatory, you have to provide service in a workshop of the brand, you pay more kilometers. Early exit from the leasing contract can be very expensive. Especially if you have to get out because of the cost, it can become a boomerang. Save with the car loan These are all arguments against leasing and in favor of other approaches. Without a doubt, cash purchase is the cheapest option. If you can't afford the purchase price yourself, you should take a closer look at a car loan. Our loan consultants will be happy to assist you. A move is always associated with expenses The change of residence often causes unplanned expenses, which can add up to a larger sum within a very short time. A chest of drawers is missing, an expensive vase is broken and the old sideboard does not match the color of the new living room - in the end, the whole thing is more expensive than expected. For this reason, it's wise to factor the following potential investments into your moving calculations ahead of time: Doubling of rents during the change of location Fees for the marquee Rent deposit Costs for renovations in the new and old apartment Expenses for administrative procedures Purchase of technical equipment, furniture and fixtures The cost of rented means of transport and catering for the helpers Payment of the bill of a professional forwarding company Higher insurance premiums for a change of canton Simply paying the rental deposit with an online money transfer loan Your prospective landlord may require this deposit of up to three months' rent from you as security. This eliminates a large portion of the relocation bud Translated with www.DeepL.com/Translator (free version)

AvantGarde Investment Solutions & Consulting is a Swiss company specializing in tailored financial support. Led by Steve Léchaire, a financial expert with over 20 years of experience in prestigious institutions such as UBS, the firm delivers an innovative approach to wealth management, financing, and investment strategy. Customized Financial Services Investment Advisory AvantGarde offers diversified investment strategies, including both traditional and alternative assets such as rum, whisky, balsamic vinegar, green investments, and maritime transport. The goal: high returns through innovative asset classes. Mortgage Financing Comprehensive support to secure the best mortgage conditions, adapted to your financial profile and long-term property goals. Pension and Retirement Planning A complete analysis of your current financial situation with personalized solutions to secure your future income and protect your wealth. Financial Coaching One-on-one coaching to help you regain control of your finances, improve your budgeting, and achieve your financial goals step by step. Our Core Values • Innovation – Cutting-edge and alternative investment opportunities. • Expertise – Over two decades of proven experience in financial consulting. • Transparency – Clear and honest communication every step of the way. • Personalization – Tailored services to meet each client’s unique needs. • Reliability – A professional structure you can fully trust. Why Choose AvantGarde? Choosing AvantGarde means partnering with a team dedicated to smart financial management, high performance, and long-term results. Whether you're building, protecting, or growing your wealth, AvantGarde offers personalized guidance every step of the way. Contact Get in touch today for a tailored consultation and discover how AvantGarde Investment can redefine your financial journey with confidence and clarity. Our activities concern, among others, the residents of French-speaking Switzerland, and we are happy to travel to the following municipalities, for example: Vaud: Lausanne, Morges, Nyon, Yverdon-les-Bains, Renens, Pully, Prilly, Ecublens, Crissier, Bussigny, Lutry, Vevey, Montreux, Aigle, Rolle, Orbe, Cossonay, Le Mont-sur-Lausanne, Saint-Prex, Chavannes-près-Renens Geneva: Geneva, Carouge, Lancy, Meyrin, Vernier, Onex, Thônex, Versoix, Plan-les-Ouates, Chêne-Bougeries Fribourg: Fribourg, Bulle, Marly, Villars-sur-Glâne, Givisiez, Romont, Estavayer, Düdingen (Guin), Morat (Murten) Neuchâtel: Neuchâtel, La Chaux-de-Fonds, Le Locle, Val-de-Ruz, Val-de-Travers, Colombier Jura: Delémont, Porrentruy, Saignelégier, Bassecourt, Courroux Valais: Sion, Sierre, Monthey, Martigny, Fully, Saxon, Conthey, Nendaz, Vétroz, St-Maurice