Bonhôte Services offers legal and tax solutions to protect and maintain your personal wealth and business assets. We plan with you in mind, adapting our offer to your specific circumstances and requirements.

Since 1964 the Ferrazzini & Partners SA, formerly accountancy firm Mario Gaja, operates in the Locarno market place and counts about ten employees with qualifications in the following areas: • accounting • tax services • tax and corporate advisory • inheritance advisory • full audits and limited statutory examinations according to the Swiss law • expertise • real estate management and intermediation.

Fidulex is a Geneva-based fiduciary offering a wide range of services for companies and individuals. With a team of Swiss-approved experts and specialists in accounting and taxation, Fidulex is the partner of choice for SMEs in Geneva and French-speaking Switzerland. Fidulex offers a wide range of services for businesses , including: Company formation : Fidulex accompanies entrepreneurs through the entire process of setting up a company in Switzerland, offering various packages and tailor-made assistance. Board of directors : Entrust your company's board of directors to a fiduciary administrator with solid expertise in all areas of business management. The principal can also be involved when a foreign entrepreneur wishes to set up a company in Switzerland. Payroll management : Offer your employees complete payroll management. Payroll management includes payment to employees, preparation of salary slips and certificates, and forwarding to pension and welfare organizations. Accounting : Fidulex helps companies boost their financial performance through rigorous bookkeeping. Fidulex's accounting packages are comprehensive and fixed, guaranteeing total transparency. Your dedicated accountant will become your company's No. 1 point of contact throughout the mandate. This close-knit way of working is much appreciated by the company's existing customers. Outsourced CFO : Fidulex's CFO service is there for your business whenever you need it. Your dedicated CFO analyzes, controls and directs your financial resources in the best possible way. Company domiciliation : Set up your company in the heart of Geneva, the international crossroads of Europe. You'll benefit from a prestigious address and be able to receive your mail at your new address. VAT management : VAT management is an essential step for any company that is voluntarily registered, or that has just passed the maximum sales threshold before being subject to VAT. Fidulex can help you with all your VAT-related procedures, statements and problems in Switzerland. Fidulex's services for individuals include: Tax return preparation in Geneva : Fidulex offers a tax return service in Geneva, where tax experts guide you to optimize your tax benefits and submit your return on time, with rates starting at CHF 120. Tax advice in Geneva : Fidulex offers you a tailor-made plan to optimize your tax situation, with rates starting at CHF 160/hr. Withholding tax and TOU : Fidulex assists B and G permit holders in rectifying their withholding tax, in order to recover overpayments. Fidulex also offers, through its TaxFlow platform, the following online services: Tax filing for self-employed individuals : Simplify your tax filings as a self-employed person with TaxFlow’s algorithm, which guides you at every step. Tax filing for individuals : Easily complete your personal tax return online by uploading your documents to TaxFlow and optimizing your deductions. The following cantons are covered: • Taxes in Geneva : Optimize your Geneva tax return with TaxFlow and enjoy personalized support. • Taxes in Valais : Save time on your tax return in Valais with TaxFlow’s smart tool. • Taxes in the canton of Vaud : File your taxes with peace of mind in the canton of Vaud, thanks to TaxFlow’s support. • Taxes in Neuchâtel : Simplify your Neuchâtel tax return by uploading your documents to TaxFlow, a service tailored to your needs. • Taxes in Jura : Easily manage your Jura taxes with TaxFlow, the intuitive app for your filings. • Taxes in Fribourg : Entrust your Fribourg tax return to TaxFlow’s algorithm and benefit from fast, efficient online assistance. Fidulex also offers weekly blog articles on accounting, legal, tax and real estate. If you'd like to find out what Fidulex can do for your business, please make a free appointment with one of our experts to discuss your needs. You can contact Fidulex at any time via their website.

Our activities start from a simple tax return to the audit of small and medium-sized companies including all necessary advice regarding accounting, tax rules etc.

J’étais imposé à la source et j’ai finalement opté pour une TOU. Grâce au travail remarquable de Vivatax, le montant de mes acomptes a nettement diminué. Je ne pensais vraiment pas que ce serait possible, et pourtant… 2 500 CHF d’impôts en moins ! Une excellente surprise 😊 Habitués au système français, ma femme et moi sommes ravis et encore émerveillés par le résultat.

As a financial educator , I support people in becoming simpler, more effective, and more successful in dealing with money & finances. I put them on the financial fast track. Instead of focusing on symptoms , I concentrate on the causes of (financial) problems. Often, it's a lack of financial education and financial awareness. No short-term product sales, but achieving long-term, holistic, and sustainable goals. This is done independently and commission-free on a fee basis. With in-depth and holistic consulting, I build the connection between financial wealth and personal well-being . Based on experience, the result is on average twice as fast goal achievement , with maximum relaxed quality of life compared to other financial institutions. With a free introductory session, you can convince yourself and clear up any uncertainties and insecurities.

Ich war mit der Beratung sehr zufrieden. Der zuständige Berater hatte uns eine super Lösung präsentiert und der Kontakt war sehr umgänglich und freundlich. Gerne wieder.

Nicolas Duzanski works as a financial advisor at Swiss Life Select, an entity of the Swiss Life Group specialized in comprehensive financial consulting. Thanks to this affiliation, he benefits from a vast network of trusted partners and access to a full range of insurance, savings, and investment products. Swiss Life Select follows a “Best Select” approach, meaning that advisors like Nicolas can choose the most suitable solutions available on the market, rather than being limited to proprietary products. Within Swiss Life Select, Nicolas offers FinanceCoaching : regular support (typically every 30 months) that includes financial analysis, insurance adjustments, tax optimization, and asset reallocation based on the life changes of his clients. He helps them build a long-term financial strategy while maintaining great freedom of choice, as Swiss Life Select collaborates with more than 60 partner companies in the fields of pension planning, investments and insurance. Thanks to this collaboration with Swiss Life Select, Nicolas combines independent advice (via external partners) with the strength and reputation of a major financial group, which strengthens the trust his clients place in him to plan their financial future. Nicolas carries out a complete analysis of your personal and financial situation. He helps you optimize all your insurances: LAMal, complementary health insurance, civil liability (household/private), car insurance, legal protection, and more. He also manages rent guarantees, retirement and succession planning, with a clear and personalized strategy. To enhance your financial security, he optimizes your 2nd and 3rd pillar pension plans, assists you in finding a mortgage loan, and provides access to efficient banking investment solutions tailored to your investor profile. His objective: to give you clarity, peace of mind, and the ability to make informed decisions about your financial future.

Tolle, sehr freundliche, familiäre und diskrete Behandlung. Ausgezeichnete Resultate. Die von Hand berechneten Steuerzahlen stimmen immer.

Our Mission: We are your problem solvers, providing reliable solutions for all your financial and insurance questions – for life! Powers of Attorney & Advance Directives: Benefit from our specialization. We help you make timely arrangements and prevent the KESB from making decisions about your life in an emergency. We offer: • Comprehensive, personal advice • Thorough execution and regular updates to comply with legal reforms • Biennial updates to keep your documents legally valid Instant Document Service: Your documents are always accessible! Through our platform, you can download your documents at any time, securely and conveniently – always up-to-date. Free Initial Consultation: We offer a free, no-obligation consultation on all matters of advance care. Email Encryption: Your data is important to us! With OpenPGP encryption, we ensure that your sensitive information is protected from unauthorized access. Tax Advice and Optimization: Optimize your tax declaration and benefit from our extension service . We assist business owners, homeowners, students, and anyone looking to optimize their taxes. Consulting for Entrepreneurs: As an entrepreneur, you receive comprehensive support on topics such as company formation, financial planning, insurance, and tax optimization. Our solutions are independent and tailored to your individual needs. Complete Family Services: We support you in all stages of life – from securing your children’s future to preparing for retirement. Your future is in safe hands with us. Contact: We are always available for a free initial consultation . Contact us directly or through our online platform. ZWICKER CONSULTING – Conveniently taken care of.